Is Chime a legit bank?

Let’s start there. Chime isn’t a bank in the traditional sense. It’s a financial technology firm which offers banking services. It’s still covered by FDIC insurance, so it’s safe to say Chime is legitimate - and your money is as secure there as it would be in any regular bank.

What should I know about the chime checking account?

There are a few things to know about the Chime Checking Account. First, you can only use USD. You receive a notification every time money is spent, ensuring the safety of your bank account. If you suspect something is off with your spending account, you can instantly deactivate it through the Chime app.

Does chime offer FDIC insurance?

It’s important to point out that Chime - although not a bank - does offer FDIC insurance on all accounts. That means your money is just as safe with Chime as it would be with an online bank or any traditional bank. Let’s take a closer look at some of the Chime accounts on offer to learn more.

What if I Lose my chime debit card?

You can check the Chime app to avoid out-of-network ATM fees. If you want to deposit a check to your Chime Checking Account, you can do so via mobile deposit on the Chime app. If you lose your Chime debit card, you can disable transactions within the Chime app. There’s no charge for replacement debit cards, which can be requested in the Chime app.